Bankrate Minimum Payment Calculator

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Credit Card Payoff Calculator: Estimate Payments. – This calculator calculates either: The monthly payment amount required to repay your credit card balance in full, given your estimated monthly purchases and number of months you’d like to pay off your balance.

Warn college students about credit cards – I ran $4,138 in debt through one of them, assumed a 17 percent interest rate and a new college graduate paying a minimum of 4 percent a year. You can try the same with a calculator at bankrate.com.

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Credit card missteps – 6 percent rarely or never pay more than the minimum. The best way to get motivated to increase that monthly payment is to crunch some numbers. This calculator from Bankrate.com will show you just how.

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